Coral | Payment infrastructure

The payment layer for the cannabis health and wellness economy

Coral is Coral Peak Holdings' dual-rail payment infrastructure — a closed-loop ACH network plus open-rail Credit Card access (pending approval by Visa/MasterCard) — connecting the evolving cannabis health and wellness economy with everyday purchases.

Coral is offered only where permitted by applicable state and local law. Open-rail credit access is pending network approval. Availability depends on licensing, jurisdiction, and partner approvals.

Capabilities

Purpose-built payment rails for a high-compliance ecosystem

Closed loop

Closed-loop ACH network

A proprietary closed-loop ACH rail purpose-built for licensed cannabis health and wellness commerce, moving funds directly between member and operator accounts.

Open rail

Open-rail credit access

Open rail Credit Card access (pending approval by Visa/MasterCard) extends Coral beyond the closed loop, connecting members to everyday purchases.

Member experience

Coral companion app

Members manage their card, view benefit allocations, find participating locations, and track their wellness spending in one place.

Benefits

Native benefit integration

Coral is built to carry Coral DBM™ adjudication inside the payment moment — sponsor benefits apply at checkout, not through reimbursement paperwork.

Operators

Point-of-sale connectivity

Connects to existing dispensary point-of-sale platforms without displacing current systems, workflows, or compliance obligations.

Compliance

Compliance-aware design

Jurisdiction-aware controls, licensed-location verification, and a complete transaction record designed for operators, sponsors, and oversight bodies.

Coral carries the benefit inside the payment

Coral's payment rails are built to carry Coral DBM™ adjudication — powered by CannatracAI™ — inside the transaction moment, so sponsor benefits apply at checkout.

Request access

Get started with Coral

Tell us about your organization and your interest in Coral — whether you're a licensed operator, a program sponsor, or a potential partner. Requests route directly to our team, and you'll receive an acknowledgment by email.

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Please do not submit personal medical information, insurance member information, health-account details, payment-card information, or other sensitive personal information through this form.

Have a broader question? Use the general inquiry form.